How it works
Bring the paperwork. Fern helps with the sorting.
Upload what you already have, then work through the decisions one at a time.
1
Add your records
Start with a bank or card statement. Add receipts and supported order histories whenever you have them.
No bank login required. You choose what to upload.
Statement
A bank or card statement you already download.
Receipts
Photos or files of the paper you kept.
Amazon or Shopify history
Order exports, when you have them.
What file types can I upload?
Statements as spreadsheets or PDFs. Receipts as photos or PDFs. Amazon and Shopify order histories as spreadsheet exports. If a file does not import cleanly, you can try another export from the same account or skip that file for now.
2
Fern looks for connections
Fern compares dates, amounts and merchant details to find receipts or orders that may belong with each transaction.
A likely match is only a suggestion until you confirm it.
Product demonstration
Statement transaction
Office Depot
Mar 12 · Debit
$48.62
Receipt
Office Depot #4421
Mar 12 · Paper & toner
$48.62
Likely match
Fern found a likely match between this charge and receipt.
3
Review one decision
Fern suggests a match or category. You can confirm it, change it or skip it for later.
Product demonstration
Suggested category
Fern suggests
Office Supplies
Similar charges were filed this way.
4
Stop whenever you need to
Work for two minutes or twenty. Your completed decisions stay saved, and anything unfinished waits for your next session.
Come back later. Fern will still be here, with the next decision waiting.
What happens when Fern isn’t sure?
Fern asks for your help instead of quietly guessing. You can choose a different category, attach another receipt or leave the decision for later.
You stay in control
- Suggestions are never final without your action.
- You can change a decision later.
- Financial Fern does not replace your accountant or provide tax advice.